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Do you need cash to cover an unexpected expense? Avoid the high interest rates of payday loans and credit card cash advances with a FNB CashPlease Small Dollar Loan.
Borrow a lump sum and repay in equal monthly payments over a set term. Use it to finance a big purchase, consolidate debt, pay for home improvements or take that well-deserved vacation!
Features
If you’re looking to borrow a specific amount of money, with consistent, regular monthly payments over a set period, an installment loan may be right for you. FNB offers a variety of personal installment loans to meet your needs including home projects, car purchases, debt consolidation and more. This is a short-term online loan only available to FNB customers ages 18 and over with an eligible checking account1.
* By clicking this link you will be leaving the First National Bank of Tennessee (FNB) website and sunshine loans contact number entering a third party website. Please be aware that FNB is not responsible for the products, services or overall website content on a third party site.
Interest rates
Whether you need to purchase a new car, make home improvements or pay for an unexpected expense, FNB has personal loans available that will help. Our rates are competitive and we offer a variety of terms, repayment options and loan amounts. You can choose the loan amount and length that is right for you based on your credit history, income and needs.
With an unsecured installment loan from FNB, you can enjoy a tailored fixed interest rate and consistent monthly repayment over a set period of time. This is ideal for a vehicle purchase, home project or debt consolidation and can help free up cash flow that could be used toward other purchases or saving.
By clicking this link, you will leave the First National Bank (FNB) website and enter a third party site. FNB is not responsible for the products, services or overall content provided on the third party site. Please review the privacy and security policies of the third party site before submitting any personal information.
Personal loans are subject to credit approval and may not be available in all locations. Minimum loan amounts and higher rates apply for some borrowers. Credit limits are based on creditworthiness and may be adjusted periodically.
Repayment options
FNB has several personal loan options to help you pay for life’s little luxuries or meet a financial emergency. Whether you need to make an unexpected expense, consolidate debt or finance home improvement projects, our lending team can provide competitive rates and flexible repayment terms.
A revolving line of credit gives you the flexibility to borrow as often as you want and only pay interest on the amount you use. This type of loan is a great way to manage your budget and build your credit history.
If you need a larger amount of money and a fixed rate, an installment loan might be for you. This type of loan can be used to finance a car or truck, medical expenses, home improvements and more. It can also be used to consolidate higher-interest debt into one monthly payment.
Our CashPlease Small Dollar Loan is a quick and easy way to meet your short-term needs. It offers a competitive fixed interest rate and simple terms of 3 easy payments over three months. It’s a great alternative to payday loans and credit card cash advances, which can have exorbitant interest rates. This online loan is available to eligible FNB customers ages 18 and over with an eligible FNB deposit account.1 This includes Savings, Checking, Certificate of Deposit and Mutual Fund accounts.
Customer service
FNB has a strong reputation for customer service and provides a range of support options for personal loan customers. These include online, telephone, and in-branch services. These options make it easy to get the help you need, and can provide guidance throughout the loan application process. In addition, they can help you understand the terms of your loan and how they apply to your specific financial situation.
Whether you need funds for a special purchase, home project, or debt consolidation, a personal loan from FNB may be the right choice for you. Its flexible repayment options and personalised interest rates allow you to meet your needs while managing your finances effectively. Its convenient online application process and the option to take a payment break in January are also a plus.
FNB offers a comprehensive range of personal loans, allowing you to borrow up to R360,000. The bank assesses your credit profile and financial standing to determine the amount you qualify for. The bank also offers tools on its website to pre-check your eligibility, which can help you save time and avoid applying for a loan that is not suitable for your financial circumstances. The company also allows you to settle your loan early without penalty fees. This flexibility can make your loan more manageable and helps you save on interest charges.
